Side-by-side · Q2 2026 data
On the Grid Financial Federal Credit Union vs Altamaha Federal Credit Union
Credit union
On the Grid Financial Federal Credit Union
Atlanta, Georgia · Under $100 million in assets
Metric by metric
| Measure | On the Grid Financial Federal Credit Union | Altamaha Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 83 (stronger) |
| Capital cushion | 89 | 91 (stronger) |
| Loan quality | 88 | 93 (stronger) |
| Earnings | 19 | 37 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 57th | 72nd |
| Total assets | $45.3M | $74.1M |
| Deposits / shares | $38.7M | $62.4M |
| Capital ratio | 13.88% | 14.05% (stronger) |
| Problem loans | 0.37% | 0.22% (stronger) |
| Net charge-offs | 0.48% (stronger) | 1.03% |
| Return on assets | -0.02% | 0.43% (stronger) |
| Loans ÷ deposits | 47.0% (stronger) | 57.8% |
| Uninsured deposits | 1.8% (stronger) | 2.1% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Altamaha Federal Credit Union has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), On the Grid Financial Federal Credit Union leads on 3 and Altamaha Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.