Side-by-side · Q2 2026 data
On the Grid Financial Federal Credit Union vs Artesian Federal Credit Union
Credit union
On the Grid Financial Federal Credit Union
Atlanta, Georgia · Under $100 million in assets
Credit union
Artesian Federal Credit Union
Leesburg, Georgia · Under $100 million in assets
Metric by metric
| Measure | On the Grid Financial Federal Credit Union | Artesian Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 48 |
| Capital cushion | 89 (stronger) | 53 |
| Loan quality | 88 (stronger) | 48 |
| Earnings | 19 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 98 (stronger) | 76 |
| Peer percentile | 57th | 7th |
| Total assets | $45.3M | $29.1M |
| Deposits / shares | $38.7M | $25.9M |
| Capital ratio | 13.88% (stronger) | 10.32% |
| Problem loans | 0.37% (stronger) | 1.55% |
| Net charge-offs | 0.48% (stronger) | 0.86% |
| Return on assets | -0.02% (stronger) | -0.95% |
| Loans ÷ deposits | 47.0% (stronger) | 77.5% |
| Uninsured deposits | 1.8% (stronger) | 6.6% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
On the Grid Financial Federal Credit Union has the higher TellerScore (77 vs 48). On the 7 directional measures above (where higher or lower is clearly better), On the Grid Financial Federal Credit Union leads on 7 and Artesian Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.