Side-by-side · Q2 2026 data
One Community Federal Credit Union vs Southeastern Ohio Credit Union
Credit union
One Community Federal Credit Union
Parkersburg, West Virginia · $100 million – $1 billion
Metric by metric
| Measure | One Community Federal Credit Union | Southeastern Ohio Credit Union |
|---|---|---|
| TellerScore | 63 | 78 (stronger) |
| Capital cushion | 59 | 71 (stronger) |
| Loan quality | 62 | 66 (stronger) |
| Earnings | 50 | 80 (stronger) |
| Funding & liquidity | 77 | 98 (stronger) |
| Problem-loan coverage | 84 | 91 (stronger) |
| Peer percentile | 29th | 59th |
| Total assets | $100.9M | $65.4M |
| Deposits / shares | $89.3M | $56.9M |
| Capital ratio | 10.89% | 12.08% (stronger) |
| Problem loans | 1.15% | 1.03% (stronger) |
| Net charge-offs | 0.56% (stronger) | 0.68% |
| Return on assets | 0.75% | 1.49% (stronger) |
| Loans ÷ deposits | 83.5% | 61.9% (stronger) |
| Uninsured deposits | 1.6% | 0.0% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Southeastern Ohio Credit Union has the higher TellerScore (78 vs 63). On the 7 directional measures above (where higher or lower is clearly better), One Community Federal Credit Union leads on 1 and Southeastern Ohio Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.