Side-by-side · Q2 2026 data
One Vision Federal Credit Union vs Louisville Gas and Electric Company Credit Union
Credit union
One Vision Federal Credit Union
Clarksville, Indiana · Under $100 million in assets
Credit union
Louisville Gas and Electric Company Credit Union
Louisville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | One Vision Federal Credit Union | Louisville Gas and Electric Company Credit Union |
|---|---|---|
| TellerScore | 77 | 82 (stronger) |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 78 (stronger) | 71 |
| Earnings | 48 | 49 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 57th | 70th |
| Total assets | $65.2M | $50.4M |
| Deposits / shares | $57.0M | $42.6M |
| Capital ratio | 12.78% | 15.48% (stronger) |
| Problem loans | 0.67% (stronger) | 0.87% |
| Net charge-offs | 0.20% | 0.13% (stronger) |
| Return on assets | 0.71% | 0.73% (stronger) |
| Loans ÷ deposits | 38.0% (stronger) | 53.6% |
| Uninsured deposits | 6.6% (stronger) | 10.8% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.2% | — |
Louisville Gas and Electric Company Credit Union has the higher TellerScore (82 vs 77). On the 7 directional measures above (where higher or lower is clearly better), One Vision Federal Credit Union leads on 3 and Louisville Gas and Electric Company Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.