One Vision Federal Credit Union (NCUA charter #9097) is based in Clarksville, Indiana. Its Q2 2026 call report shows $65.2M in total assets and $57.0M in member shares and deposits and 3 offices across 2 states.
One Vision Federal Credit Union has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 57% of its 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 44th. Funding & liquidity contributes the most (100/100, 38% loans-to-deposits, 7% uninsured); earnings contributes the least (48/100, 0.71%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (78 → 77).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 75 |
| Q3 2024 | 76 |
| Q4 2024 | 76 |
| Q1 2025 | 77 |
| Q2 2025 | 78 |
| Q3 2025 | 74 |
| Q4 2025 | 74 |
| Q1 2026 | 73 |
| Q2 2026 | 77 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.22% |
| Q3 2024 | 12.38% |
| Q4 2024 | 12.29% |
| Q1 2025 | 12.10% |
| Q2 2025 | 12.23% |
| Q3 2025 | 12.54% |
| Q4 2025 | 12.58% |
| Q1 2026 | 12.43% |
| Q2 2026 | 12.78% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.28% |
| Q3 2024 | 0.28% |
| Q4 2024 | 0.20% |
| Q1 2025 | 0.11% |
| Q2 2025 | 0.02% |
| Q3 2025 | 0.78% |
| Q4 2025 | 0.82% |
| Q1 2026 | 0.78% |
| Q2 2026 | 0.67% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.24% |
| Q3 2024 | 0.29% |
| Q4 2024 | 0.19% |
| Q1 2025 | 0.41% |
| Q2 2025 | 0.37% |
| Q3 2025 | 0.59% |
| Q4 2025 | 0.52% |
| Q1 2026 | 0.50% |
| Q2 2026 | 0.71% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $65.2M | 12.78% | 0.67% | 0.71% | 38.0% |
| Q1 2026 | 73 | $65.9M | 12.43% | 0.78% | 0.50% | 39.4% |
| Q4 2025 | 74 | $64.3M | 12.58% | 0.82% | 0.52% | 40.4% |
| Q3 2025 | 74 | $64.0M | 12.54% | 0.78% | 0.59% | 40.9% |
| Q2 2025 | 78 | $64.3M | 12.23% | 0.02% | 0.37% | 40.7% |
| Q1 2025 | 77 | $64.5M | 12.10% | 0.11% | 0.41% | 41.3% |
| Q4 2024 | 76 | $63.0M | 12.29% | 0.20% | 0.19% | 43.4% |
| Q3 2024 | 76 | $62.6M | 12.38% | 0.28% | 0.29% | 44.5% |
| Q2 2024 | 75 | $63.0M | 12.22% | 0.28% | 0.24% | 44.4% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| South Bend Firefighters Federal Credit UnionCredit union South Bend, IN | 82 out of 100, Strong | $64.3M | 23.6% | 1.07% | vs |
| Perfect Circle Credit UnionCredit union Hagerstown, IN | 65 out of 100, Moderate | $63.2M | 12.8% | 2.21% | vs |
| Riverside Community Federal Credit UnionCredit union Marion, IN | 79 out of 100, Strong | $59.6M | 14.7% | 1.13% | vs |
| Tlcu Financial Credit UnionCredit union Mishawaka, IN | 89 out of 100, Very strong | $59.4M | 16.0% | 0.45% | vs |
| Professional Police Officers Credit UnionCredit union Indianapolis, IN | 92 out of 100, Very strong | $58.7M | 14.8% | 0.00% | vs |
| Financial Partners Federal Credit UnionCredit union Woodburn, IN | 66 out of 100, Moderate | $56.7M | 10.1% | 1.20% | vs |
Deposit insurance
Is my money safe at One Vision Federal Credit Union?
Yes. One Vision Federal Credit Union is a federally insured credit union (NCUA charter #9097). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.6% of shares and deposits ($3.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 12.78%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
One Vision Federal Credit Union lists 3 offices in 3 cities across 2 states. Most locations:
- Clarksville, IN (1)
- Louisville, KY (1)
- New Albany, IN (1)
HMDA 2025
Mortgage lending
In 2025, One Vision Federal Credit Union reported 61 home-loan applications under HMDA (LEI 549300RYNOL8D0H1YY31): 35 originated ($2,535,000 total), 10 denied, and 16 withdrawn or closed by the applicant. Its denial rate on decided applications was 22.2%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- One Vision Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 9097
- RSSD ID
- 402284
- Primary regulator
- NCUA
- Established
- 1954
- Headquarters
- PO Box 2007, Clarksville, IN 47131
- Employees
- 14
Quick answers
One Vision Federal Credit Union: common questions
Is One Vision Federal Credit Union NCUA insured?
Yes. One Vision Federal Credit Union is a federally insured credit union (NCUA charter #9097). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is One Vision Federal Credit Union's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does One Vision Federal Credit Union have?
3 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Clarksville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Advanz Federal Credit UnionCredit union Louisville, KY | 85 out of 100, Very strong | $161.6M | 15.6% | 0.54% | vs |
| Republic Bank & Trust CompanyBank Louisville, KY | 84 out of 100, Strong | $7.1B | 14.8% | 0.56% | vs |
| Transcend Credit UnionCredit union Louisville, KY | 83 out of 100, Strong | $588.3M | 13.4% | 0.13% | vs |
| Guardian Savings BankBank West Chester, OH | 83 out of 100, Strong | $1.4B | 11.4% | 0.20% | vs |
| Louisville Gas and Electric Company Credit UnionCredit union Louisville, KY | 82 out of 100, Strong | $50.4M | 15.5% | 0.87% | vs |
| Louisville Federal Credit UnionCredit union Louisville, KY | 81 out of 100, Strong | $37.2M | 20.1% | 0.84% | vs |