TellerScore

One Vision Federal Credit Union (NCUA charter #9097) is based in Clarksville, Indiana. Its Q2 2026 call report shows $65.2M in total assets and $57.0M in member shares and deposits and 3 offices across 2 states.

One Vision Federal Credit Union has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 57% of its 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 44th. Funding & liquidity contributes the most (100/100, 38% loans-to-deposits, 7% uninsured); earnings contributes the least (48/100, 0.71%).

TellerScore · Q2 2026

Scorecard

Capital cushion78/100
Net worth ratio: 12.78%
Loan quality78/100
Loans 60+ days delinquent ÷ total loans: 0.67%
Earnings48/100
Return on assets (annualized): 0.71%
Funding & liquidity100/100
Loans ÷ shares: 38.0% · 6.6% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.75%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (78 → 77).

TellerScore
737678Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202476
Q4 202476
Q1 202577
Q2 202578
Q3 202574
Q4 202574
Q1 202673
Q2 202677
Net worth ratio
7.00%9.89%12.78%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.22%
Q3 202412.38%
Q4 202412.29%
Q1 202512.10%
Q2 202512.23%
Q3 202512.54%
Q4 202512.58%
Q1 202612.43%
Q2 202612.78%
Delinquent loans (60+ days)
0.02%0.42%0.82%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.28%
Q3 20240.28%
Q4 20240.20%
Q1 20250.11%
Q2 20250.02%
Q3 20250.78%
Q4 20250.82%
Q1 20260.78%
Q2 20260.67%
Return on assets
0.19%0.45%0.71%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.24%
Q3 20240.29%
Q4 20240.19%
Q1 20250.41%
Q2 20250.37%
Q3 20250.59%
Q4 20250.52%
Q1 20260.50%
Q2 20260.71%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$65.2M12.78%0.67%0.71%38.0%
Q1 202673$65.9M12.43%0.78%0.50%39.4%
Q4 202574$64.3M12.58%0.82%0.52%40.4%
Q3 202574$64.0M12.54%0.78%0.59%40.9%
Q2 202578$64.3M12.23%0.02%0.37%40.7%
Q1 202577$64.5M12.10%0.11%0.41%41.3%
Q4 202476$63.0M12.29%0.20%0.19%43.4%
Q3 202476$62.6M12.38%0.28%0.29%44.5%
Q2 202475$63.0M12.22%0.28%0.24%44.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.78%
38th
Problem loans0.67%
51st
Net charge-offs0.20%
48th
Return on assets0.71%
54th
Loans to deposits38.0%
80th
Uninsured deposits6.6%
14th
Loan-loss reserves0.00%
37th
Texas ratio1.7%
55th

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
South Bend Firefighters Federal Credit UnionCredit union South Bend, IN82 out of 100, Strong$64.3M23.6%1.07%vs
Perfect Circle Credit UnionCredit union Hagerstown, IN65 out of 100, Moderate$63.2M12.8%2.21%vs
Riverside Community Federal Credit UnionCredit union Marion, IN79 out of 100, Strong$59.6M14.7%1.13%vs
Tlcu Financial Credit UnionCredit union Mishawaka, IN89 out of 100, Very strong$59.4M16.0%0.45%vs
Professional Police Officers Credit UnionCredit union Indianapolis, IN92 out of 100, Very strong$58.7M14.8%0.00%vs
Financial Partners Federal Credit UnionCredit union Woodburn, IN66 out of 100, Moderate$56.7M10.1%1.20%vs

Deposit insurance

Is my money safe at One Vision Federal Credit Union?

Yes. One Vision Federal Credit Union is a federally insured credit union (NCUA charter #9097). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.6% of shares and deposits ($3.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.78%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

One Vision Federal Credit Union lists 3 offices in 3 cities across 2 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, One Vision Federal Credit Union reported 61 home-loan applications under HMDA (LEI 549300RYNOL8D0H1YY31): 35 originated ($2,535,000 total), 10 denied, and 16 withdrawn or closed by the applicant. Its denial rate on decided applications was 22.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
One Vision Federal Credit Union
Type
Federal credit union
NCUA charter #
9097
RSSD ID
402284
Primary regulator
NCUA
Established
1954
Headquarters
PO Box 2007, Clarksville, IN 47131
Employees
14

Quick answers

One Vision Federal Credit Union: common questions

Is One Vision Federal Credit Union NCUA insured?

Yes. One Vision Federal Credit Union is a federally insured credit union (NCUA charter #9097). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is One Vision Federal Credit Union's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does One Vision Federal Credit Union have?

3 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Clarksville

InstitutionScoreAssetsCapitalProblem loansCompare
Advanz Federal Credit UnionCredit union Louisville, KY85 out of 100, Very strong$161.6M15.6%0.54%vs
Republic Bank & Trust CompanyBank Louisville, KY84 out of 100, Strong$7.1B14.8%0.56%vs
Transcend Credit UnionCredit union Louisville, KY83 out of 100, Strong$588.3M13.4%0.13%vs
Guardian Savings BankBank West Chester, OH83 out of 100, Strong$1.4B11.4%0.20%vs
Louisville Gas and Electric Company Credit UnionCredit union Louisville, KY82 out of 100, Strong$50.4M15.5%0.87%vs
Louisville Federal Credit UnionCredit union Louisville, KY81 out of 100, Strong$37.2M20.1%0.84%vs