Side-by-side · Q2 2026 data
One World Bank vs The State Credit Union
Credit union
The State Credit Union
Charleston, West Virginia · Under $100 million in assets
Metric by metric
| Measure | One World Bank | The State Credit Union |
|---|---|---|
| TellerScore | 67 | 90 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 0 | 71 (stronger) |
| Funding & liquidity | 51 | 89 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 34th | 89th |
| Total assets | $290.1M | $95.3M |
| Deposits / shares | $245.0M | $75.7M |
| Capital ratio | 13.24% | 19.12% (stronger) |
| Problem loans | 0.00% (stronger) | 0.25% |
| Net charge-offs | 4.75% | -0.00% (stronger) |
| Return on assets | -1.30% | 1.26% (stronger) |
| Loans ÷ deposits | 90.1% | 71.2% (stronger) |
| Uninsured deposits | 32.5% | 1.9% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
The State Credit Union has the higher TellerScore (90 vs 67). On the 7 directional measures above (where higher or lower is clearly better), One World Bank leads on 1 and The State Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.