Side-by-side · Q2 2026 data
Oneida County Federal Credit Union vs G.P.O. Federal Credit Union
Metric by metric
| Measure | Oneida County Federal Credit Union | G.P.O. Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 79 (stronger) |
| Capital cushion | 75 (stronger) | 67 |
| Loan quality | 87 | 87 |
| Earnings | 20 | 64 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 47th | 76th |
| Total assets | $13.5M | $629.8M |
| Deposits / shares | $11.8M | $552.2M |
| Capital ratio | 12.52% (stronger) | 11.70% |
| Problem loans | 0.38% (stronger) | 0.39% |
| Net charge-offs | 0.01% (stronger) | 0.34% |
| Return on assets | -0.00% | 1.11% (stronger) |
| Loans ÷ deposits | 38.9% (stronger) | 59.6% |
| Uninsured deposits | 0.0% (stronger) | 4.7% |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 40.4% |
G.P.O. Federal Credit Union has the higher TellerScore (79 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Oneida County Federal Credit Union leads on 5 and G.P.O. Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.