Side-by-side · Q2 2026 data
Onomea Federal Credit Union vs Local Union 1186 Ibew Federal Credit Union
Credit union
Local Union 1186 Ibew Federal Credit Union
Honolulu, Hawaii · Under $100 million in assets
Metric by metric
| Measure | Onomea Federal Credit Union | Local Union 1186 Ibew Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 85 (stronger) | 34 |
| Earnings | 98 (stronger) | 32 |
| Funding & liquidity | 64 | 100 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 89th | 38th |
| Total assets | $26.0M | $12.8M |
| Deposits / shares | $21.1M | $10.9M |
| Capital ratio | 18.33% (stronger) | 14.91% |
| Problem loans | 0.46% (stronger) | 1.98% |
| Net charge-offs | -0.00% (stronger) | 1.20% |
| Return on assets | 1.95% (stronger) | 0.30% |
| Loans ÷ deposits | 96.2% | 18.3% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Onomea Federal Credit Union has the higher TellerScore (90 vs 69). On the 6 directional measures above (where higher or lower is clearly better), Onomea Federal Credit Union leads on 5 and Local Union 1186 Ibew Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.