TellerScore

Local Union 1186 Ibew Federal Credit Union is a federal credit union headquartered in Honolulu, Hawaii, in business for about 70 years. At the end of Q2 2026 it reported $12.8M in total assets and $10.9M in member shares and deposits, with 2 offices across 2 states.

Local Union 1186 Ibew Federal Credit Union has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 38% of its 2,479 credit unions with under $100 million in assets. Among 45 credit unions headquartered in Hawaii, it ranks 30th. Funding & liquidity contributes the most (100/100, 18% loans-to-deposits, 0% uninsured); earnings contributes the least (32/100, 0.30%).

TellerScore · Q2 2026

Scorecard

Capital cushion99/100
Net worth ratio: 14.91%
Loan quality34/100
Loans 60+ days delinquent ÷ total loans: 1.98%
Earnings32/100
Return on assets (annualized): 0.30%
Funding & liquidity100/100
Loans ÷ shares: 18.3% · 0.0% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.06%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 14 points (55 → 69), mostly because the loan quality component improved by 34 points.

TellerScore
556269Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202460
Q3 202459
Q4 202456
Q1 202556
Q2 202555
Q3 202557
Q4 202558
Q1 202660
Q2 202669
Net worth ratio
7.00%10.96%14.92%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.91%
Q3 202414.18%
Q4 202414.32%
Q1 202514.15%
Q2 202514.02%
Q3 202514.26%
Q4 202514.69%
Q1 202614.92%
Q2 202614.91%
Delinquent loans (60+ days)
1.98%3.49%5.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.49%
Q3 20242.70%
Q4 20245.00%
Q1 20252.84%
Q2 20253.80%
Q3 20254.11%
Q4 20253.04%
Q1 20263.14%
Q2 20261.98%
Return on assets
-0.15%0.08%0.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.06%
Q3 20240.05%
Q4 20240.05%
Q1 2025-0.15%
Q2 20250.00%
Q3 20250.08%
Q4 20250.12%
Q1 20260.26%
Q2 20260.30%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$12.8M14.91%1.98%0.30%18.3%
Q1 202660$12.7M14.92%3.14%0.26%19.9%
Q4 202558$12.8M14.69%3.04%0.12%19.5%
Q3 202557$13.2M14.26%4.11%0.08%19.2%
Q2 202555$13.4M14.02%3.80%0.00%18.8%
Q1 202556$13.2M14.15%2.84%-0.15%19.9%
Q4 202456$13.1M14.32%5.00%0.05%21.3%
Q3 202459$13.2M14.18%2.70%0.05%21.9%
Q2 202460$13.4M13.91%2.49%0.06%21.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.91%
54th
Problem loans1.98%
22nd
Net charge-offs1.20%
11th
Return on assets0.30%
32nd
Loans to deposits18.3%
96th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio2.1%
51st

Similar-size credit unions in Hawaii

InstitutionScoreAssetsCapitalProblem loansCompare
Ewa Federal Credit UnionCredit union Ewa Beach, HI86 out of 100, Very strong$13.1M23.9%0.65%vs
Kahuku Federal Credit UnionCredit union Kahuku, HI40 out of 100, Below average$7.7M14.0%9.24%vs
Glover Federal Credit UnionCredit union Honolulu, HI92 out of 100, Very strong$2.6M34.5%0.00%vs
Plumbers & Fitters Local 675 Federal Credit UnionCredit union Honolulu, HI67 out of 100, Moderate$2.3M20.1%6.55%vs
Hamakua Federal Credit UnionCredit union Pepeekeo, HI90 out of 100, Very strong$23.4M14.5%0.38%vs
Onomea Federal Credit UnionCredit union Papaikou, HI90 out of 100, Very strong$26.0M18.3%0.46%vs

Deposit insurance

Is my money safe at Local Union 1186 Ibew Federal Credit Union?

Yes. Local Union 1186 Ibew Federal Credit Union is a federally insured credit union (NCUA charter #10882). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.91%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Local Union 1186 Ibew Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Local Union 1186 Ibew Federal Credit Union
Type
Federal credit union
NCUA charter #
10882
RSSD ID
900687
Primary regulator
NCUA
Established
1956
Headquarters
1935 Hau St Ste 300, Honolulu, HI 96819
Employees
1

Quick answers

Local Union 1186 Ibew Federal Credit Union: common questions

Is Local Union 1186 Ibew Federal Credit Union NCUA insured?

Yes. Local Union 1186 Ibew Federal Credit Union is a federally insured credit union (NCUA charter #10882). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Local Union 1186 Ibew Federal Credit Union's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Local Union 1186 Ibew Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

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