Side-by-side · Q2 2026 data
Opc Federal Credit Union vs Gateway Credit Union
Metric by metric
| Measure | Opc Federal Credit Union | Gateway Credit Union |
|---|---|---|
| TellerScore | 79 | 83 (stronger) |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 46 | 88 (stronger) |
| Earnings | 100 (stronger) | 45 |
| Funding & liquidity | 62 | 82 (stronger) |
| Problem-loan coverage | 83 | 98 (stronger) |
| Peer percentile | 62nd | 72nd |
| Total assets | $2.8M | $31.4M |
| Deposits / shares | $2.3M | $24.3M |
| Capital ratio | 14.75% | 21.85% (stronger) |
| Problem loans | 1.63% | 0.36% (stronger) |
| Net charge-offs | 0.00% | -0.03% (stronger) |
| Return on assets | 3.03% (stronger) | 0.64% |
| Loans ÷ deposits | 97.8% | 78.7% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 3.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gateway Credit Union has the higher TellerScore (83 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Opc Federal Credit Union leads on 2 and Gateway Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.