Side-by-side · Q2 2026 data
Opc Federal Credit Union vs Radio Cab Credit Union
Metric by metric
| Measure | Opc Federal Credit Union | Radio Cab Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 60 |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 46 (stronger) | 9 |
| Earnings | 100 (stronger) | 15 |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 83 | 93 (stronger) |
| Peer percentile | 62nd | 22nd |
| Total assets | $2.8M | $3.7M |
| Deposits / shares | $2.3M | $2.7M |
| Capital ratio | 14.75% | 24.93% (stronger) |
| Problem loans | 1.63% (stronger) | 2.72% |
| Net charge-offs | 0.00% | -0.44% (stronger) |
| Return on assets | 3.03% (stronger) | -0.12% |
| Loans ÷ deposits | 97.8% | 45.7% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 7.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Opc Federal Credit Union has the higher TellerScore (79 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Opc Federal Credit Union leads on 4 and Radio Cab Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.