Side-by-side · Q2 2026 data
Open Bank vs Long Beach Firemen S Credit Union
Credit union
Long Beach Firemen S Credit Union
Long Beach, California · $100 million – $1 billion
Metric by metric
| Measure | Open Bank | Long Beach Firemen S Credit Union |
|---|---|---|
| TellerScore | 47 | 91 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 30 | 99 (stronger) |
| Earnings | 68 | 82 (stronger) |
| Funding & liquidity | 27 | 66 (stronger) |
| Problem-loan coverage | 67 | 100 (stronger) |
| Peer percentile | 5th | 96th |
| Total assets | $2.7B | $201.5M |
| Deposits / shares | $2.4B | $142.0M |
| Capital ratio | 10.15% | 29.43% (stronger) |
| Problem loans | 2.09% | 0.02% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.20% | 1.55% (stronger) |
| Loans ÷ deposits | 95.1% | 94.6% (stronger) |
| Uninsured deposits | 49.7% | 11.8% (stronger) |
| Offices | 12 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.6% | — |
Long Beach Firemen S Credit Union has the higher TellerScore (91 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Open Bank leads on 0 and Long Beach Firemen S Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.