Side-by-side · Q2 2026 data
Openland Credit Union vs My Community Credit Union
Metric by metric
| Measure | Openland Credit Union | My Community Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 55 |
| Capital cushion | 61 (stronger) | 53 |
| Loan quality | 64 (stronger) | 59 |
| Earnings | 47 (stronger) | 31 |
| Funding & liquidity | 71 (stronger) | 67 |
| Problem-loan coverage | 85 (stronger) | 80 |
| Peer percentile | 29th | 12th |
| Total assets | $587.9M | $555.3M |
| Deposits / shares | $519.5M | $492.0M |
| Capital ratio | 11.07% (stronger) | 10.29% |
| Problem loans | 1.09% (stronger) | 1.24% |
| Net charge-offs | 2.19% | 0.86% (stronger) |
| Return on assets | 0.67% (stronger) | 0.27% |
| Loans ÷ deposits | 89.0% (stronger) | 93.2% |
| Uninsured deposits | 5.2% (stronger) | 10.3% |
| Offices | 11 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Openland Credit Union has the higher TellerScore (63 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Openland Credit Union leads on 6 and My Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.