Side-by-side · Q2 2026 data
Opportunity Bank of Montana vs Altana Federal Credit Union
Metric by metric
| Measure | Opportunity Bank of Montana | Altana Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 66 |
| Capital cushion | 59 | 62 (stronger) |
| Loan quality | 91 (stronger) | 68 |
| Earnings | 54 | 55 (stronger) |
| Funding & liquidity | 69 | 74 (stronger) |
| Problem-loan coverage | 97 (stronger) | 87 |
| Peer percentile | 63rd | 37th |
| Total assets | $2.1B | $668.3M |
| Deposits / shares | $1.8B | $590.1M |
| Capital ratio | 10.93% | 11.24% (stronger) |
| Problem loans | 0.26% (stronger) | 0.96% |
| Net charge-offs | 0.03% (stronger) | 0.22% |
| Return on assets | 0.85% | 0.89% (stronger) |
| Loans ÷ deposits | 86.2% (stronger) | 86.5% |
| Uninsured deposits | 19.9% | 9.2% (stronger) |
| Offices | 29 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.0% | 19.1% |
Opportunity Bank of Montana has the higher TellerScore (71 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Opportunity Bank of Montana leads on 4 and Altana Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.