Side-by-side · Q2 2026 data
Opportunity Bank of Montana vs Mile High Federal Credit Union
Metric by metric
| Measure | Opportunity Bank of Montana | Mile High Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 87 (stronger) |
| Capital cushion | 59 | 93 (stronger) |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 54 (stronger) | 45 |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 63rd | 83rd |
| Total assets | $2.1B | $30.2M |
| Deposits / shares | $1.8B | $25.6M |
| Capital ratio | 10.93% | 14.27% (stronger) |
| Problem loans | 0.26% | 0.00% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.05% |
| Return on assets | 0.85% (stronger) | 0.62% |
| Loans ÷ deposits | 86.2% | 38.4% (stronger) |
| Uninsured deposits | 19.9% | 1.1% (stronger) |
| Offices | 29 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.0% | — |
Mile High Federal Credit Union has the higher TellerScore (87 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Opportunity Bank of Montana leads on 2 and Mile High Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.