Side-by-side · Q2 2026 data
Orange Bank & Trust Company vs Esquire Bank, National Association
Metric by metric
| Measure | Orange Bank & Trust Company | Esquire Bank, National Association |
|---|---|---|
| TellerScore | 73 | 81 (stronger) |
| Capital cushion | 82 (stronger) | 67 |
| Loan quality | 63 | 91 (stronger) |
| Earnings | 95 | 100 (stronger) |
| Funding & liquidity | 31 | 54 (stronger) |
| Problem-loan coverage | 87 | 97 (stronger) |
| Peer percentile | 70th | 91st |
| Total assets | $2.8B | $2.5B |
| Deposits / shares | $2.4B | $2.2B |
| Capital ratio | 13.15% (stronger) | 11.68% |
| Problem loans | 1.12% | 0.27% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.54% |
| Return on assets | 1.88% | 2.34% (stronger) |
| Loans ÷ deposits | 79.6% (stronger) | 85.3% |
| Uninsured deposits | 60.8% | 33.7% (stronger) |
| Offices | 16 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.5% | — |
Esquire Bank, National Association has the higher TellerScore (81 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Orange Bank & Trust Company leads on 3 and Esquire Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.