Side-by-side · Q2 2026 data
Orange County'S Federal Credit Union vs Long Beach Firemen S Credit Union
Credit union
Orange County'S Federal Credit Union
Santa Ana, California · $1 billion – $10 billion
Credit union
Long Beach Firemen S Credit Union
Long Beach, California · $100 million – $1 billion
Metric by metric
| Measure | Orange County'S Federal Credit Union | Long Beach Firemen S Credit Union |
|---|---|---|
| TellerScore | 70 | 91 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 78 | 99 (stronger) |
| Earnings | 73 | 82 (stronger) |
| Funding & liquidity | 66 | 66 |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 58th | 96th |
| Total assets | $3.1B | $201.5M |
| Deposits / shares | $2.6B | $142.0M |
| Capital ratio | 10.66% | 29.43% (stronger) |
| Problem loans | 0.65% | 0.02% (stronger) |
| Net charge-offs | 0.48% | -0.00% (stronger) |
| Return on assets | 1.31% | 1.55% (stronger) |
| Loans ÷ deposits | 94.6% | 94.6% (stronger) |
| Uninsured deposits | 8.4% (stronger) | 11.8% |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Long Beach Firemen S Credit Union has the higher TellerScore (91 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Orange County'S Federal Credit Union leads on 1 and Long Beach Firemen S Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.