Side-by-side · Q2 2026 data
Orange County'S Federal Credit Union vs Premier America Credit Union
Credit union
Orange County'S Federal Credit Union
Santa Ana, California · $1 billion – $10 billion
Credit union
Premier America Credit Union
Chatsworth, California · $1 billion – $10 billion
Metric by metric
| Measure | Orange County'S Federal Credit Union | Premier America Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 41 |
| Capital cushion | 57 (stronger) | 45 |
| Loan quality | 78 (stronger) | 40 |
| Earnings | 73 (stronger) | 0 |
| Funding & liquidity | 66 | 73 (stronger) |
| Problem-loan coverage | 90 (stronger) | 68 |
| Peer percentile | 58th | 2nd |
| Total assets | $3.1B | $3.3B |
| Deposits / shares | $2.6B | $3.0B |
| Capital ratio | 10.66% (stronger) | 9.49% |
| Problem loans | 0.65% (stronger) | 1.80% |
| Net charge-offs | 0.48% | 0.42% (stronger) |
| Return on assets | 1.31% (stronger) | -0.63% |
| Loans ÷ deposits | 94.6% | 87.1% (stronger) |
| Uninsured deposits | 8.4% | 4.9% (stronger) |
| Offices | 9 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Orange County'S Federal Credit Union has the higher TellerScore (70 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Orange County'S Federal Credit Union leads on 4 and Premier America Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.