Headquartered in Chatsworth, California, Premier America Credit Union is a federally insured state-chartered credit union with $3.3B in total assets and $3.0B in member shares and deposits as of Q2 2026. It operates 14 offices across 2 states. Its charter dates back to 1957.
Based on its Q2 2026 filing, Premier America Credit Union scores 41/100, which we describe as below average. That is higher than only 2% of 454 credit unions with $1 billion – $10 billion. Among 238 credit unions headquartered in California, it ranks 236th. Its strongest component is funding & liquidity (73/100; 87% loans-to-deposits, 5% uninsured), and its lowest is earnings (0/100; -0.63%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 8 points (49 → 41), mostly because the loan quality component weakened by 20 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 54 |
| Q3 2024 | 51 |
| Q4 2024 | 48 |
| Q1 2025 | 49 |
| Q2 2025 | 49 |
| Q3 2025 | 50 |
| Q4 2025 | 50 |
| Q1 2026 | 50 |
| Q2 2026 | 41 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.58% |
| Q3 2024 | 9.72% |
| Q4 2024 | 9.81% |
| Q1 2025 | 9.70% |
| Q2 2025 | 9.86% |
| Q3 2025 | 9.87% |
| Q4 2025 | 9.93% |
| Q1 2026 | 9.75% |
| Q2 2026 | 9.49% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.81% |
| Q3 2024 | 1.01% |
| Q4 2024 | 1.38% |
| Q1 2025 | 1.01% |
| Q2 2025 | 1.19% |
| Q3 2025 | 1.16% |
| Q4 2025 | 1.13% |
| Q1 2026 | 1.20% |
| Q2 2026 | 1.80% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.13% |
| Q3 2024 | -0.31% |
| Q4 2024 | -0.27% |
| Q1 2025 | -0.49% |
| Q2 2025 | -0.36% |
| Q3 2025 | -0.26% |
| Q4 2025 | -0.27% |
| Q1 2026 | -0.20% |
| Q2 2026 | -0.63% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 41 | $3.3B | 9.49% | 1.80% | -0.63% | 87.1% |
| Q1 2026 | 50 | $3.3B | 9.75% | 1.20% | -0.20% | 88.9% |
| Q4 2025 | 50 | $3.3B | 9.93% | 1.13% | -0.27% | 91.4% |
| Q3 2025 | 50 | $3.3B | 9.87% | 1.16% | -0.26% | 92.9% |
| Q2 2025 | 49 | $3.3B | 9.86% | 1.19% | -0.36% | 93.4% |
| Q1 2025 | 49 | $3.4B | 9.70% | 1.01% | -0.49% | 90.3% |
| Q4 2024 | 48 | $3.4B | 9.81% | 1.38% | -0.27% | 89.3% |
| Q3 2024 | 51 | $3.4B | 9.72% | 1.01% | -0.31% | 90.4% |
| Q2 2024 | 54 | $3.7B | 9.58% | 0.81% | -0.13% | 91.8% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| California Coast Credit UnionCredit union San Diego, CA | 85 out of 100, Very strong | $3.5B | 13.9% | 0.26% | vs |
| F & a Federal Credit UnionCredit union Monterey Park, CA | 82 out of 100, Strong | $3.2B | 12.6% | 0.36% | vs |
| Orange County'S Federal Credit UnionCredit union Santa Ana, CA | 70 out of 100, Strong | $3.1B | 10.7% | 0.65% | vs |
| Provident Credit UnionCredit union Redwood City, CA | 72 out of 100, Strong | $3.6B | 10.9% | 0.07% | vs |
| Arrowhead Federal Credit UnionCredit union Rancho Cucamong, CA | 72 out of 100, Strong | $2.9B | 11.4% | 0.90% | vs |
| Partners Federal Credit UnionCredit union Burbank, CA | 68 out of 100, Moderate | $2.8B | 11.7% | 0.74% | vs |
Deposit insurance
Is my money safe at Premier America Credit Union?
Yes. Premier America Credit Union is a federally insured credit union (NCUA charter #68428). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.9% of shares and deposits ($145.9M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 9.49%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
14 locations
Branches
Premier America Credit Union lists 14 offices in 11 cities across 2 states. Most locations:
- Chatsworth, CA (2)
- Houston, TX (2)
- Woodland Hills, CA (2)
- Burbank, CA (1)
- Camarillo, CA (1)
- Oxnard, CA (1)
- Santa Clarita, CA (1)
- Simi Valley, CA (1)
- Thousand Oaks, CA (1)
- Ventura, CA (1)
- Westlake Village, CA (1)
CFPB TCCP survey · December 31, 2025
Credit card terms
| Card | Purchase APR | Annual fee | Late fee | Foreign fee |
|---|---|---|---|---|
| Signature Mastercard | 11.99% – 24.99% | $0 | — | 0.0% |
Identity & history
Profile
- Legal name
- Premier America Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68428
- RSSD ID
- 96487
- Primary regulator
- State + NCUA
- Established
- 1957
- Headquarters
- 19867 Prairie St, Chatsworth, CA 91311
- Employees
- 452
Quick answers
Premier America Credit Union: common questions
Is Premier America Credit Union NCUA insured?
Yes. Premier America Credit Union is a federally insured credit union (NCUA charter #68428). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Premier America Credit Union's TellerScore?
41 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Premier America Credit Union have?
14 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Chatsworth
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sunkist Employees Federal Credit UnionCredit union Valencia, CA | 100 out of 100, Very strong | $3.8M | 33.6% | 0.00% | vs |
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| California Adventist Federal Credit UnionCredit union Glendale, CA | 89 out of 100, Very strong | $44.7M | 20.1% | 0.04% | vs |
| Hana Bank USA, National AssociationBank Fort Lee, NJ | 88 out of 100, Very strong | $835.2M | 25.4% | 0.00% | vs |
| Priority One Credit UnionCredit union South Pasadena, CA | 87 out of 100, Very strong | $205.9M | 13.9% | 0.25% | vs |
| Community Commerce BankBank Claremont, CA | 84 out of 100, Strong | $422.7M | 15.3% | 0.00% | vs |