Side-by-side · Q2 2026 data
Oregon Coast Bank vs Central Willamette Credit Union
Metric by metric
| Measure | Oregon Coast Bank | Central Willamette Credit Union |
|---|---|---|
| TellerScore | 52 | 77 (stronger) |
| Capital cushion | 54 | 94 (stronger) |
| Loan quality | 12 | 66 (stronger) |
| Earnings | 65 (stronger) | 61 |
| Funding & liquidity | 85 (stronger) | 77 |
| Problem-loan coverage | 68 | 89 (stronger) |
| Peer percentile | 8th | 71st |
| Total assets | $446.3M | $617.6M |
| Deposits / shares | $404.0M | $525.4M |
| Capital ratio | 10.43% | 14.39% (stronger) |
| Problem loans | 2.65% | 1.02% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.86% |
| Return on assets | 1.12% (stronger) | 1.03% |
| Loans ÷ deposits | 65.2% (stronger) | 83.4% |
| Uninsured deposits | 24.5% | 5.9% (stronger) |
| Offices | 7 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.3% |
Central Willamette Credit Union has the higher TellerScore (77 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Oregon Coast Bank leads on 3 and Central Willamette Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.