Side-by-side · Q2 2026 data
Oregon Coast Bank vs Fibre Federal Credit Union
Metric by metric
| Measure | Oregon Coast Bank | Fibre Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 75 (stronger) |
| Capital cushion | 54 | 87 (stronger) |
| Loan quality | 12 | 68 (stronger) |
| Earnings | 65 (stronger) | 57 |
| Funding & liquidity | 85 (stronger) | 78 |
| Problem-loan coverage | 68 | 89 (stronger) |
| Peer percentile | 8th | 75th |
| Total assets | $446.3M | $1.8B |
| Deposits / shares | $404.0M | $1.6B |
| Capital ratio | 10.43% | 13.65% (stronger) |
| Problem loans | 2.65% | 0.96% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.49% |
| Return on assets | 1.12% (stronger) | 0.93% |
| Loans ÷ deposits | 65.2% (stronger) | 82.1% |
| Uninsured deposits | 24.5% | 6.0% (stronger) |
| Offices | 7 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fibre Federal Credit Union has the higher TellerScore (75 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Oregon Coast Bank leads on 3 and Fibre Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.