Side-by-side · Q2 2026 data
Oregon Pacific Banking Company dba Oregon Pacific Bank vs Banner Bank
Bank
Oregon Pacific Banking Company dba Oregon Pacific Bank
Florence, Oregon · $100 million – $1 billion
Metric by metric
| Measure | Oregon Pacific Banking Company dba Oregon Pacific Bank | Banner Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 72 |
| Capital cushion | 62 | 62 |
| Loan quality | 87 (stronger) | 85 |
| Earnings | 74 (stronger) | 72 |
| Funding & liquidity | 61 (stronger) | 55 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 57th | 79th |
| Total assets | $825.4M | $16.6B |
| Deposits / shares | $723.8M | $13.9B |
| Capital ratio | 11.18% (stronger) | 11.15% |
| Problem loans | 0.39% (stronger) | 0.46% |
| Net charge-offs | 0.08% | 0.02% (stronger) |
| Return on assets | 1.35% (stronger) | 1.31% |
| Loans ÷ deposits | 83.1% (stronger) | 85.4% |
| Uninsured deposits | 29.7% (stronger) | 32.5% |
| Offices | 6 | 154 |
| CFPB complaints (3 yrs) | — | 65 |
| Complaints per $1B deposits | — | 4.7 |
| Mortgage denial rate (HMDA) | — | 35.6% |
Oregon Pacific Banking Company dba Oregon Pacific Bank has the higher TellerScore (74 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Oregon Pacific Banking Company dba Oregon Pacific Bank leads on 6 and Banner Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Eugene, OR
- Medford, OR
- Coos Bay, OR
- Florence, OR
- Roseburg, OR