Side-by-side · Q2 2026 data
Oregon Pacific Banking Company dba Oregon Pacific Bank vs Rogue Credit Union
Bank
Oregon Pacific Banking Company dba Oregon Pacific Bank
Florence, Oregon · $100 million – $1 billion
Metric by metric
| Measure | Oregon Pacific Banking Company dba Oregon Pacific Bank | Rogue Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 67 |
| Capital cushion | 62 (stronger) | 54 |
| Loan quality | 87 (stronger) | 68 |
| Earnings | 74 (stronger) | 58 |
| Funding & liquidity | 61 | 89 (stronger) |
| Problem-loan coverage | 95 (stronger) | 88 |
| Peer percentile | 57th | 47th |
| Total assets | $825.4M | $4.3B |
| Deposits / shares | $723.8M | $3.7B |
| Capital ratio | 11.18% (stronger) | 10.37% |
| Problem loans | 0.39% (stronger) | 0.95% |
| Net charge-offs | 0.08% (stronger) | 0.71% |
| Return on assets | 1.35% (stronger) | 0.95% |
| Loans ÷ deposits | 83.1% | 71.1% (stronger) |
| Uninsured deposits | 29.7% | 7.6% (stronger) |
| Offices | 6 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.2% |
Oregon Pacific Banking Company dba Oregon Pacific Bank has the higher TellerScore (74 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Oregon Pacific Banking Company dba Oregon Pacific Bank leads on 5 and Rogue Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.