Headquartered in Medford, Oregon, Rogue Credit Union is a federally insured state-chartered credit union with $4.3B in total assets and $3.7B in member shares and deposits as of Q2 2026. It operates 26 offices across 3 states. Its charter dates back to 1956.
Based on its Q2 2026 filing, Rogue Credit Union scores 67/100, which we describe as moderate. That is higher than only 47% of 454 credit unions with $1 billion – $10 billion. Among 47 credit unions headquartered in Oregon, it ranks 24th. Its strongest component is funding & liquidity (89/100; 71% loans-to-deposits, 8% uninsured), and its lowest is capital cushion (54/100; 10.37%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (68 → 67).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 66 |
| Q3 2024 | 64 |
| Q4 2024 | 63 |
| Q1 2025 | 67 |
| Q2 2025 | 68 |
| Q3 2025 | 69 |
| Q4 2025 | 67 |
| Q1 2026 | 70 |
| Q2 2026 | 67 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.62% |
| Q3 2024 | 9.46% |
| Q4 2024 | 9.73% |
| Q1 2025 | 9.69% |
| Q2 2025 | 9.93% |
| Q3 2025 | 10.10% |
| Q4 2025 | 10.21% |
| Q1 2026 | 10.28% |
| Q2 2026 | 10.37% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.59% |
| Q3 2024 | 0.73% |
| Q4 2024 | 0.95% |
| Q1 2025 | 0.77% |
| Q2 2025 | 0.79% |
| Q3 2025 | 0.87% |
| Q4 2025 | 0.86% |
| Q1 2026 | 0.76% |
| Q2 2026 | 0.95% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.57% |
| Q3 2024 | 0.61% |
| Q4 2024 | 0.67% |
| Q1 2025 | 0.94% |
| Q2 2025 | 1.02% |
| Q3 2025 | 1.11% |
| Q4 2025 | 0.94% |
| Q1 2026 | 1.08% |
| Q2 2026 | 0.95% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $4.3B | 10.37% | 0.95% | 0.95% | 71.1% |
| Q1 2026 | 70 | $4.3B | 10.28% | 0.76% | 1.08% | 70.2% |
| Q4 2025 | 67 | $4.2B | 10.21% | 0.86% | 0.94% | 70.0% |
| Q3 2025 | 69 | $3.8B | 10.10% | 0.87% | 1.11% | 68.3% |
| Q2 2025 | 68 | $3.7B | 9.93% | 0.79% | 1.02% | 67.5% |
| Q1 2025 | 67 | $3.7B | 9.69% | 0.77% | 0.94% | 67.4% |
| Q4 2024 | 63 | $3.6B | 9.73% | 0.95% | 0.67% | 68.8% |
| Q3 2024 | 64 | $3.6B | 9.46% | 0.73% | 0.61% | 68.3% |
| Q2 2024 | 66 | $3.5B | 9.62% | 0.59% | 0.57% | 67.0% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Oregon
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Oregon Community Credit UnionCredit union Eugene, OR | 55 out of 100, Moderate | $3.7B | 10.8% | 1.49% | vs |
| Rivermark Community Credit UnionCredit union Oregon City, OR | 58 out of 100, Moderate | $3.3B | 10.8% | 1.72% | vs |
| Selco Community Credit UnionCredit union Springfield, OR | 77 out of 100, Strong | $3.0B | 11.9% | 0.37% | vs |
| Oregon State Credit UnionCredit union Corvallis, OR | 76 out of 100, Strong | $2.8B | 11.8% | 0.58% | vs |
| First Community Credit UnionCredit union Coquille, OR | 86 out of 100, Very strong | $1.9B | 13.3% | 0.04% | vs |
| Marion and Polk Schools Credit UnionCredit union Salem, OR | 59 out of 100, Moderate | $1.9B | 9.6% | 1.32% | vs |
Deposit insurance
Is my money safe at Rogue Credit Union?
Yes. Rogue Credit Union is a federally insured credit union (NCUA charter #68660). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 7.6% of shares and deposits ($277.1M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 10.37%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
26 locations
Branches
Rogue Credit Union lists 26 offices in 15 cities across 3 states. Most locations:
- Medford, OR (5)
- Ashland, OR (3)
- Grants Pass, OR (3)
- Redding, CA (3)
- Chico, CA (2)
- Anderson, CA (1)
- Bandon, OR (1)
- Brookings, OR (1)
- Caldwell, ID (1)
- Eagle Point, OR (1)
- Gold Beach, OR (1)
- Klamath Falls, OR (1)
HMDA 2025
Mortgage lending
In 2025, Rogue Credit Union reported 2,727 home-loan applications under HMDA (LEI 549300HH0V8LECLNPQ26): 1,903 originated ($323,275,000 total), 295 denied, and 485 withdrawn or closed by the applicant. Its denial rate on decided applications was 13.2%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Rogue Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68660
- RSSD ID
- 725385
- Primary regulator
- State + NCUA
- Established
- 1956
- Headquarters
- P. O. Box 4550, Medford, OR 97501
- Employees
- 782
Quick answers
Rogue Credit Union: common questions
Is Rogue Credit Union NCUA insured?
Yes. Rogue Credit Union is a federally insured credit union (NCUA charter #68660). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Rogue Credit Union's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Rogue Credit Union have?
26 offices as of the latest NCUA data, in 3 states.
Nearby
Highest-scoring banks and credit unions with branches near Medford
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Community Credit UnionCredit union Coquille, OR | 86 out of 100, Very strong | $1.9B | 13.3% | 0.04% | vs |
| People's Bank of CommerceBank Medford, OR | 78 out of 100, Strong | $776.7M | 15.3% | 0.90% | vs |
| Evergreen Federal BankBank Grants Pass, OR | 75 out of 100, Strong | $621.6M | 13.2% | 0.63% | vs |
| Oregon Pacific Banking Company dba Oregon Pacific BankBank Florence, OR | 74 out of 100, Strong | $825.4M | 11.2% | 0.39% | vs |
| Banner BankBank Walla Walla, WA | 72 out of 100, Strong | $16.6B | 11.2% | 0.46% | vs |
| Columbia BankBank Roseburg, OR | 64 out of 100, Moderate | $65.4B | 9.7% | 0.57% | vs |