TellerScore

Side-by-side · Q2 2026 data

Orem City Employees Federal Credit Union vs Glatco Credit Union

Credit union

Orem City Employees Federal Credit Union

Orem, Utah · Under $100 million in assets

82of 100
Strong

Credit union

Glatco Credit Union

Spring Grove, Pennsylvania · Under $100 million in assets

90of 100
Very strong

Metric by metric

MeasureOrem City Employees Federal Credit UnionGlatco Credit Union
TellerScore8290 (stronger)
Capital cushion93100 (stronger)
Loan quality96 (stronger)74
Earnings3084 (stronger)
Funding & liquidity92100 (stronger)
Problem-loan coverage99 (stronger)98
Peer percentile70th89th
Total assets$2.7M$54.1M
Deposits / shares$2.3M$45.3M
Capital ratio14.33%16.22% (stronger)
Problem loans0.13% (stronger)0.79%
Net charge-offs0.00% (stronger)0.91%
Return on assets0.24%1.61% (stronger)
Loans ÷ deposits67.8%21.2% (stronger)
Uninsured deposits0.0% (stronger)3.5%
Offices15
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Glatco Credit Union has the higher TellerScore (90 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Orem City Employees Federal Credit Union leads on 3 and Glatco Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions