Headquartered in Spring Grove, Pennsylvania, Glatco Credit Union is a federally insured state-chartered credit union with $54.1M in total assets and $45.3M in member shares and deposits as of Q2 2026. It operates 5 offices across 2 states. Its charter dates back to 1977.
Glatco Credit Union has a TellerScore of 90 out of 100 (very strong) based on Q2 2026 data — higher than 89% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 36th. Capital cushion contributes the most (100/100, 16.22%); loan quality contributes the least (74/100, 0.79%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 14 points (76 → 90), mostly because the loan quality component improved by 48 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 71 |
| Q4 2024 | 76 |
| Q1 2025 | 76 |
| Q2 2025 | 76 |
| Q3 2025 | 94 |
| Q4 2025 | 85 |
| Q1 2026 | 87 |
| Q2 2026 | 90 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.15% |
| Q3 2024 | 14.28% |
| Q4 2024 | 14.86% |
| Q1 2025 | 14.76% |
| Q2 2025 | 15.07% |
| Q3 2025 | 15.85% |
| Q4 2025 | 16.11% |
| Q1 2026 | 15.94% |
| Q2 2026 | 16.22% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.19% |
| Q3 2024 | 2.26% |
| Q4 2024 | 2.08% |
| Q1 2025 | 1.98% |
| Q2 2025 | 2.21% |
| Q3 2025 | 0.55% |
| Q4 2025 | 1.41% |
| Q1 2026 | 1.22% |
| Q2 2026 | 0.79% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.08% |
| Q3 2024 | 1.13% |
| Q4 2024 | 1.33% |
| Q1 2025 | 1.25% |
| Q2 2025 | 1.39% |
| Q3 2025 | 1.80% |
| Q4 2025 | 1.67% |
| Q1 2026 | 1.73% |
| Q2 2026 | 1.61% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 90 | $54.1M | 16.22% | 0.79% | 1.61% | 21.2% |
| Q1 2026 | 87 | $53.8M | 15.94% | 1.22% | 1.73% | 21.0% |
| Q4 2025 | 85 | $51.8M | 16.11% | 1.41% | 1.67% | 23.1% |
| Q3 2025 | 94 | $51.6M | 15.85% | 0.55% | 1.80% | 24.0% |
| Q2 2025 | 76 | $52.0M | 15.07% | 2.21% | 1.39% | 24.1% |
| Q1 2025 | 76 | $51.8M | 14.76% | 1.98% | 1.25% | 23.8% |
| Q4 2024 | 76 | $50.3M | 14.86% | 2.08% | 1.33% | 24.6% |
| Q3 2024 | 71 | $50.7M | 14.28% | 2.26% | 1.13% | 24.4% |
| Q2 2024 | 79 | $51.4M | 14.15% | 1.19% | 1.08% | 24.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Penn Federal Credit UnionCredit union Philadelphia, PA | 71 out of 100, Strong | $54.1M | 24.8% | 2.02% | vs |
| Elliott Community Federal Credit UnionCredit union Jeannette, PA | 86 out of 100, Very strong | $53.7M | 15.2% | 0.38% | vs |
| Moonlight Federal Credit UnionCredit union Worthington, PA | 94 out of 100, Very strong | $53.6M | 17.9% | 0.06% | vs |
| Lancaster Red Rose Credit UnionCredit union Leola, PA | 92 out of 100, Very strong | $54.8M | 14.9% | 0.61% | vs |
| Forge Federal Credit UnionCredit union Upper Darby, PA | 82 out of 100, Strong | $55.9M | 20.5% | 1.83% | vs |
| Pittsburgh City Hall Employees Federal Credit UnionCredit union Pittsburgh, PA | 54 out of 100, Below average | $55.9M | 9.1% | 1.18% | vs |
Deposit insurance
Is my money safe at Glatco Credit Union?
Yes. Glatco Credit Union is a federally insured credit union (NCUA charter #63943). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.5% of shares and deposits ($1.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 16.22%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
5 locations
Branches
Glatco Credit Union lists 5 offices in 3 cities across 2 states. Most locations:
Identity & history
Profile
- Legal name
- Glatco Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 63943
- RSSD ID
- 240897
- Primary regulator
- State + NCUA
- Established
- 1977
- Headquarters
- PO Box 197, Spring Grove, PA 17362
- Employees
- 9
Quick answers
Glatco Credit Union: common questions
Is Glatco Credit Union NCUA insured?
Yes. Glatco Credit Union is a federally insured credit union (NCUA charter #63943). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Glatco Credit Union's TellerScore?
90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Glatco Credit Union have?
5 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Spring Grove
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Members 1st Federal Credit UnionCredit union Enola, PA | 88 out of 100, Very strong | $8.7B | 15.1% | 0.73% | vs |
| 1st Ed Credit UnionCredit union Chambersburg, PA | 83 out of 100, Strong | $138.2M | 15.9% | 0.50% | vs |
| First Capital Federal Credit UnionCredit union York, PA | 81 out of 100, Strong | $368.5M | 11.9% | 0.20% | vs |
| Pace Resources Federal Credit UnionCredit union York, PA | 80 out of 100, Strong | $6.5M | 17.9% | 1.01% | vs |
| First Financial of Maryland Federal Credit UnionCredit union Sparks, MD | 79 out of 100, Strong | $1.4B | 16.7% | 0.54% | vs |
| Point Breeze Credit UnionCredit union Hunt Valley, MD | 78 out of 100, Strong | $1.1B | 14.0% | 0.32% | vs |