Side-by-side · Q2 2026 data
Orem City Employees Federal Credit Union vs Wiremen'S Credit Union
Metric by metric
| Measure | Orem City Employees Federal Credit Union | Wiremen'S Credit Union |
|---|---|---|
| TellerScore | 82 | 92 (stronger) |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 96 | 96 |
| Earnings | 30 | 63 (stronger) |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 70th | 92nd |
| Total assets | $2.7M | $40.6M |
| Deposits / shares | $2.3M | $33.5M |
| Capital ratio | 14.33% | 17.01% (stronger) |
| Problem loans | 0.13% | 0.11% (stronger) |
| Net charge-offs | 0.00% | -0.08% (stronger) |
| Return on assets | 0.24% | 1.07% (stronger) |
| Loans ÷ deposits | 67.8% | 51.9% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wiremen'S Credit Union has the higher TellerScore (92 vs 82). On the 6 directional measures above (where higher or lower is clearly better), Orem City Employees Federal Credit Union leads on 0 and Wiremen'S Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.