Side-by-side · Q2 2026 data
Oriental Bank vs Banesco USA
Metric by metric
| Measure | Oriental Bank | Banesco USA |
|---|---|---|
| TellerScore | 61 | 72 (stronger) |
| Capital cushion | 56 | 65 (stronger) |
| Loan quality | 47 | 84 (stronger) |
| Earnings | 92 (stronger) | 79 |
| Funding & liquidity | 38 | 44 (stronger) |
| Problem-loan coverage | 82 | 94 (stronger) |
| Peer percentile | 32nd | 66th |
| Total assets | $12.0B | $6.0B |
| Deposits / shares | $10.0B | $5.2B |
| Capital ratio | 10.57% | 11.46% (stronger) |
| Problem loans | 1.59% | 0.49% (stronger) |
| Net charge-offs | 1.22% | 0.10% (stronger) |
| Return on assets | 1.80% (stronger) | 1.47% |
| Loans ÷ deposits | 81.2% | 76.0% (stronger) |
| Uninsured deposits | 52.0% | 51.6% (stronger) |
| Offices | 45 | 6 |
| CFPB complaints (3 yrs) | 162 | — |
| Complaints per $1B deposits | 16.2 | — |
| Mortgage denial rate (HMDA) | 26.4% | — |
Banesco USA has the higher TellerScore (72 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Oriental Bank leads on 1 and Banesco USA on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.