Side-by-side · Q2 2026 data
Ornl Federal Credit Union vs City Employees Credit Union
Metric by metric
| Measure | Ornl Federal Credit Union | City Employees Credit Union |
|---|---|---|
| TellerScore | 69 | 90 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 79 | 84 (stronger) |
| Earnings | 66 | 80 (stronger) |
| Funding & liquidity | 61 | 90 (stronger) |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 54th | 95th |
| Total assets | $5.0B | $115.3M |
| Deposits / shares | $4.0B | $87.2M |
| Capital ratio | 11.01% | 23.08% (stronger) |
| Problem loans | 0.62% | 0.47% (stronger) |
| Net charge-offs | 0.73% | 0.27% (stronger) |
| Return on assets | 1.15% | 1.50% (stronger) |
| Loans ÷ deposits | 98.8% | 70.6% (stronger) |
| Uninsured deposits | 9.7% (stronger) | 10.3% |
| Offices | 25 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.7% |
City Employees Credit Union has the higher TellerScore (90 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Ornl Federal Credit Union leads on 1 and City Employees Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.