Side-by-side · Q2 2026 data
Ornl Federal Credit Union vs Knoxville TVA Employees Credit Union
Credit union
Knoxville TVA Employees Credit Union
Knoxville, Tennessee · $1 billion – $10 billion
Metric by metric
| Measure | Ornl Federal Credit Union | Knoxville TVA Employees Credit Union |
|---|---|---|
| TellerScore | 69 | 73 (stronger) |
| Capital cushion | 60 | 62 (stronger) |
| Loan quality | 79 | 89 (stronger) |
| Earnings | 66 (stronger) | 62 |
| Funding & liquidity | 61 | 66 (stronger) |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 54th | 70th |
| Total assets | $5.0B | $5.3B |
| Deposits / shares | $4.0B | $4.6B |
| Capital ratio | 11.01% | 11.16% (stronger) |
| Problem loans | 0.62% | 0.34% (stronger) |
| Net charge-offs | 0.73% | 0.61% (stronger) |
| Return on assets | 1.15% (stronger) | 1.06% |
| Loans ÷ deposits | 98.8% | 94.0% (stronger) |
| Uninsured deposits | 9.7% (stronger) | 11.4% |
| Offices | 25 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
Knoxville TVA Employees Credit Union has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Ornl Federal Credit Union leads on 2 and Knoxville TVA Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.