Side-by-side · Q2 2026 data
Orrstown Bank vs Firstrust Savings Bank
Metric by metric
| Measure | Orrstown Bank | Firstrust Savings Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 68 |
| Capital cushion | 50 | 64 (stronger) |
| Loan quality | 80 (stronger) | 74 |
| Earnings | 88 | 88 |
| Funding & liquidity | 57 (stronger) | 26 |
| Problem-loan coverage | 92 (stronger) | 89 |
| Peer percentile | 58th | 49th |
| Total assets | $5.6B | $5.6B |
| Deposits / shares | $4.6B | $4.8B |
| Capital ratio | 9.97% | 11.44% (stronger) |
| Problem loans | 0.60% (stronger) | 0.79% |
| Net charge-offs | 0.10% (stronger) | 0.42% |
| Return on assets | 1.69% | 1.71% (stronger) |
| Loans ÷ deposits | 88.0% (stronger) | 95.7% |
| Uninsured deposits | 29.1% (stronger) | 49.7% |
| Offices | 38 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.0% | 27.8% |
Orrstown Bank has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Orrstown Bank leads on 5 and Firstrust Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.