Side-by-side · Q2 2026 data
Orrstown Bank vs Pennian Bank
Metric by metric
| Measure | Orrstown Bank | Pennian Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 55 |
| Capital cushion | 50 (stronger) | 42 |
| Loan quality | 80 (stronger) | 64 |
| Earnings | 88 (stronger) | 36 |
| Funding & liquidity | 57 | 76 (stronger) |
| Problem-loan coverage | 92 (stronger) | 82 |
| Peer percentile | 58th | 11th |
| Total assets | $5.6B | $667.9M |
| Deposits / shares | $4.6B | $578.9M |
| Capital ratio | 9.97% (stronger) | 9.24% |
| Problem loans | 0.60% (stronger) | 1.09% |
| Net charge-offs | 0.10% | 0.01% (stronger) |
| Return on assets | 1.69% (stronger) | 0.39% |
| Loans ÷ deposits | 88.0% | 76.3% (stronger) |
| Uninsured deposits | 29.1% | 21.8% (stronger) |
| Offices | 38 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.0% | 5.6% |
Orrstown Bank has the higher TellerScore (70 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Orrstown Bank leads on 4 and Pennian Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Newport, PA