Side-by-side · Q2 2026 data
Osgood Bank vs Greenville National Bank
Metric by metric
| Measure | Osgood Bank | Greenville National Bank |
|---|---|---|
| TellerScore | 72 | 86 (stronger) |
| Capital cushion | 49 | 80 (stronger) |
| Loan quality | 87 | 98 (stronger) |
| Earnings | 72 | 87 (stronger) |
| Funding & liquidity | 79 (stronger) | 68 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 50th | 90th |
| Total assets | $485.8M | $641.5M |
| Deposits / shares | $437.3M | $541.5M |
| Capital ratio | 9.86% | 13.02% (stronger) |
| Problem loans | 0.38% | 0.05% (stronger) |
| Net charge-offs | 0.28% | 0.03% (stronger) |
| Return on assets | 1.29% | 1.68% (stronger) |
| Loans ÷ deposits | 68.1% (stronger) | 82.8% |
| Uninsured deposits | 27.2% | 23.0% (stronger) |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.8% |
Greenville National Bank has the higher TellerScore (86 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Osgood Bank leads on 1 and Greenville National Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.