TellerScore

Greenville National Bank is a national bank headquartered in Greenville, Ohio, in business for about 92 years. At the end of Q2 2026 it reported $641.5M in total assets and $541.5M in deposits, with 10 offices across 2 states.

Based on its Q2 2026 filing, Greenville National Bank scores 86/100, which we describe as very strong. That is higher than 90% of 2,650 banks with $100 million – $1 billion. Among 157 banks headquartered in Ohio, it ranks 13th. Its strongest component is loan quality (98/100; 0.05%), and its lowest is funding & liquidity (68/100; 83% loans-to-deposits, 23% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion80/100
Tier 1 leverage ratio: 13.02%
Loan quality98/100
Noncurrent loans ÷ total loans: 0.05%
Earnings87/100
Return on assets (annualized): 1.68%
Funding & liquidity68/100
Loans ÷ deposits and uninsured-deposit share: 82.8% · 23.0% uninsured
Problem-loan coverage98/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.85%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (81 → 86), mostly because the earnings component improved by 12 points.

TellerScore
808386Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202481
Q3 202481
Q4 202481
Q1 202580
Q2 202581
Q3 202583
Q4 202584
Q1 202685
Q2 202686
Tier 1 leverage ratio
5.00%9.01%13.02%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202412.19%
Q3 202412.24%
Q4 202411.83%
Q1 202512.14%
Q2 202512.44%
Q3 202512.80%
Q4 202512.69%
Q1 202612.99%
Q2 202613.02%
Noncurrent loans
0.05%0.15%0.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.26%
Q3 20240.24%
Q4 20240.08%
Q1 20250.09%
Q2 20250.15%
Q3 20250.09%
Q4 20250.09%
Q1 20260.11%
Q2 20260.05%
Return on assets
1.28%1.48%1.68%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.39%
Q3 20241.38%
Q4 20241.41%
Q1 20251.28%
Q2 20251.39%
Q3 20251.47%
Q4 20251.54%
Q1 20261.59%
Q2 20261.68%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202686$641.5M13.02%0.05%1.68%82.8%
Q1 202685$647.7M12.99%0.11%1.59%80.4%
Q4 202584$623.5M12.69%0.09%1.54%81.9%
Q3 202583$617.2M12.80%0.09%1.47%83.9%
Q2 202581$611.3M12.44%0.15%1.39%83.0%
Q1 202580$626.3M12.14%0.09%1.28%79.1%
Q4 202481$606.5M11.83%0.08%1.41%79.1%
Q3 202481$611.7M12.24%0.24%1.38%75.7%
Q2 202481$585.7M12.19%0.26%1.39%77.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.02%
75th
Total risk-based capital0.00%
24th
Problem loans0.05%
79th
Net charge-offs0.03%
34th
Return on assets1.68%
75th
Net interest margin4.31%
71st
Efficiency ratio49.3%
85th
Loans to deposits82.8%
43rd
Uninsured deposits23.0%
53rd
Loan-loss reserves1.36%
69th
Texas ratio0.9%
71st

Similar-size banks in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Belmont Savings BankBank Bellaire, OH65 out of 100, Moderate$612.9M13.6%1.67%vs
The Community BankBank Zanesville, OH74 out of 100, Strong$680.1M10.6%0.23%vs
The Andover BankBank Andover, OH72 out of 100, Strong$595.1M9.6%0.26%vs
Kingston National BankBank Kingston, OH66 out of 100, Moderate$586.3M9.2%0.27%vs
First Federal Savings and Loan Association of LorainBank Lorain, OH60 out of 100, Moderate$573.8M10.4%0.41%vs
Buckeye State BankBank Powell, OH60 out of 100, Moderate$569.2M8.2%0.30%vs

Deposit insurance

Is my money safe at Greenville National Bank?

Yes. Greenville National Bank is an FDIC-insured institution (FDIC certificate #13703). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 23.0% of deposits ($124.7M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 13.02%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

10 locations

Branches

Greenville National Bank lists 9 offices in 7 cities across 2 states. Most locations:

  • Greenville, OH (3)
  • Ansonia, OH (1)
  • Arcanum, OH (1)
  • Bradford, OH (1)
  • Losantville, IN (1)
  • Troy, OH (1)
  • Versailles, OH (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Greenville National Bank reported 241 home-loan applications under HMDA (LEI 254900KE1KGYIP021V52): 191 originated ($43,115,000 total), 25 denied, and 9 withdrawn or closed by the applicant. Its denial rate on decided applications was 10.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Greenville National Bank
Type
National bank
FDIC certificate #
13703
RSSD ID
295011
Primary regulator
OCC
Holding company
Greenville National Bcorp
Established
January 17, 1934
Headquarters
446 S Broadway St, Greenville, OH 45331
Employees
98

Quick answers

Greenville National Bank: common questions

Is Greenville National Bank FDIC insured?

Yes. Greenville National Bank is an FDIC-insured institution (FDIC certificate #13703). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Greenville National Bank's TellerScore?

86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Greenville National Bank ever failed?

There is no failure record for FDIC certificate #13703 in the FDIC failed bank list.

How many branches does Greenville National Bank have?

10 offices as of the latest FDIC data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Greenville

InstitutionScoreAssetsCapitalProblem loansCompare
Crossroads Financial Federal Credit UnionCredit union Portland, IN100 out of 100, Very strong$102.4M15.1%0.05%vs
A H E Plant 3 Federal Credit UnionCredit union Winchester, IN100 out of 100, Very strong$12.2M19.9%0.07%vs
Health Care Professionals Federal Credit UnionCredit union Richmond, IN96 out of 100, Very strong$41.6M18.6%0.00%vs
Members Choice Credit UnionCredit union Greenville, OH92 out of 100, Very strong$38.9M17.9%0.44%vs
The St. Henry BankBank St. Henry, OH92 out of 100, Very strong$435.6M13.6%0.10%vs
The Covington Savings and Loan AssociationBank Covington, OH91 out of 100, Very strong$84.0M18.6%0.00%vs