Side-by-side · Q2 2026 data
Oshkosh Community Credit Union vs McU Financial Center Credit Union
Credit union
McU Financial Center Credit Union
Racine, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Oshkosh Community Credit Union | McU Financial Center Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 64 |
| Capital cushion | 62 (stronger) | 56 |
| Loan quality | 92 (stronger) | 78 |
| Earnings | 29 | 39 (stronger) |
| Funding & liquidity | 76 (stronger) | 75 |
| Problem-loan coverage | 97 (stronger) | 90 |
| Peer percentile | 38th | 28th |
| Total assets | $20.3M | $31.2M |
| Deposits / shares | $17.9M | $27.8M |
| Capital ratio | 11.23% (stronger) | 10.56% |
| Problem loans | 0.24% (stronger) | 0.67% |
| Net charge-offs | 1.31% | 0.37% (stronger) |
| Return on assets | 0.23% | 0.47% (stronger) |
| Loans ÷ deposits | 84.7% (stronger) | 85.6% |
| Uninsured deposits | 3.6% | 1.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Oshkosh Community Credit Union has the higher TellerScore (69 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Oshkosh Community Credit Union leads on 4 and McU Financial Center Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.