Side-by-side · Q2 2026 data
Ou Federal Credit Union vs DFCU Tulsa Federal Credit Union
Metric by metric
| Measure | Ou Federal Credit Union | DFCU Tulsa Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 65 (stronger) |
| Capital cushion | 28 | 100 (stronger) |
| Loan quality | 64 (stronger) | 26 |
| Earnings | 55 (stronger) | 44 |
| Funding & liquidity | 78 | 81 (stronger) |
| Problem-loan coverage | 77 | 80 (stronger) |
| Peer percentile | 15th | 30th |
| Total assets | $82.7M | $65.5M |
| Deposits / shares | $77.8M | $56.2M |
| Capital ratio | 7.76% | 15.15% (stronger) |
| Problem loans | 1.08% (stronger) | 2.23% |
| Net charge-offs | 0.87% | 0.45% (stronger) |
| Return on assets | 0.88% (stronger) | 0.60% |
| Loans ÷ deposits | 81.9% | 79.7% (stronger) |
| Uninsured deposits | 4.9% (stronger) | 8.2% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
DFCU Tulsa Federal Credit Union has the higher TellerScore (65 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Ou Federal Credit Union leads on 3 and DFCU Tulsa Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.