Side-by-side · Q2 2026 data
Ou Federal Credit Union vs Fire Fighters Credit Union
Metric by metric
| Measure | Ou Federal Credit Union | Fire Fighters Credit Union |
|---|---|---|
| TellerScore | 55 | 77 (stronger) |
| Capital cushion | 28 | 100 (stronger) |
| Loan quality | 64 (stronger) | 54 |
| Earnings | 55 | 62 (stronger) |
| Funding & liquidity | 78 (stronger) | 76 |
| Problem-loan coverage | 77 | 92 (stronger) |
| Peer percentile | 15th | 57th |
| Total assets | $82.7M | $45.4M |
| Deposits / shares | $77.8M | $34.1M |
| Capital ratio | 7.76% | 20.72% (stronger) |
| Problem loans | 1.08% (stronger) | 1.39% |
| Net charge-offs | 0.87% | 0.29% (stronger) |
| Return on assets | 0.88% | 1.04% (stronger) |
| Loans ÷ deposits | 81.9% (stronger) | 83.8% |
| Uninsured deposits | 4.9% (stronger) | 6.7% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fire Fighters Credit Union has the higher TellerScore (77 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Ou Federal Credit Union leads on 3 and Fire Fighters Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.