Side-by-side · Q2 2026 data
Oucu Financial Credit Union, Inc. vs River Valley Credit Union
Metric by metric
| Measure | Oucu Financial Credit Union, Inc. | River Valley Credit Union |
|---|---|---|
| TellerScore | 55 | 73 (stronger) |
| Capital cushion | 65 | 70 (stronger) |
| Loan quality | 61 | 84 (stronger) |
| Earnings | 7 | 56 (stronger) |
| Funding & liquidity | 69 | 71 (stronger) |
| Problem-loan coverage | 84 | 93 (stronger) |
| Peer percentile | 12th | 60th |
| Total assets | $526.8M | $502.3M |
| Deposits / shares | $456.7M | $435.0M |
| Capital ratio | 11.49% | 12.01% (stronger) |
| Problem loans | 1.17% | 0.48% (stronger) |
| Net charge-offs | 0.45% | 0.31% (stronger) |
| Return on assets | -0.32% | 0.90% (stronger) |
| Loans ÷ deposits | 91.1% | 89.7% (stronger) |
| Uninsured deposits | 6.9% | 0.0% (stronger) |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
River Valley Credit Union has the higher TellerScore (73 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Oucu Financial Credit Union, Inc. leads on 0 and River Valley Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.