Side-by-side · Q2 2026 data
Our Credit Union vs Ignite Credit Union
Metric by metric
| Measure | Our Credit Union | Ignite Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 55 |
| Capital cushion | 50 | 51 (stronger) |
| Loan quality | 84 (stronger) | 64 |
| Earnings | 45 (stronger) | 21 |
| Funding & liquidity | 91 (stronger) | 73 |
| Problem-loan coverage | 93 (stronger) | 83 |
| Peer percentile | 45th | 12th |
| Total assets | $375.1M | $379.9M |
| Deposits / shares | $347.3M | $336.7M |
| Capital ratio | 9.98% | 10.07% (stronger) |
| Problem loans | 0.48% (stronger) | 1.08% |
| Net charge-offs | 0.39% (stronger) | 0.50% |
| Return on assets | 0.63% (stronger) | 0.02% |
| Loans ÷ deposits | 68.9% (stronger) | 87.1% |
| Uninsured deposits | 4.4% (stronger) | 5.9% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.8% |
Our Credit Union has the higher TellerScore (68 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Our Credit Union leads on 6 and Ignite Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.