The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 6 points (61 → 55), mostly because the earnings component weakened by 13 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Michigan

Yes. Ignite Credit Union is a federally insured credit union (NCUA charter #62072). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.9% of shares and deposits ($19.8M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.07%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Ignite Credit Union lists 6 offices in 6 cities. Most locations:

• Albion, MI (1)
• Battle Creek, MI (1)
• Coldwater, MI (1)
• Fennville, MI (1)
• Gobles, MI (1)
• Wyoming, MI (1)

All branch addresses and map

In 2025, Ignite Credit Union reported 172 home-loan applications under HMDA (LEI 5493001I9VOT1BTB5V75): 120 originated ($10,840,000 total), 26 denied, and 26 withdrawn or closed by the applicant. Its denial rate on decided applications was 17.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Ignite Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

62072

RSSD ID

764599

Primary regulator

State + NCUA

Established

1936

Headquarters

115 Riverside Dr, Battle Creek, MI 49015

Employees

119