Side-by-side · Q2 2026 data
Our Mother of Mercy Parish Houston Federal Credit Union vs Navarro Credit Union
Credit union
Our Mother of Mercy Parish Houston Federal Credit Union
Houston, Texas · Under $100 million in assets
Metric by metric
| Measure | Our Mother of Mercy Parish Houston Federal Credit Union | Navarro Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 53 |
| Capital cushion | 100 | 100 |
| Loan quality | 69 (stronger) | 0 |
| Earnings | 0 | 18 (stronger) |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 44th | 12th |
| Total assets | $2.9M | $2.7M |
| Deposits / shares | $2.4M | $1.5M |
| Capital ratio | 15.65% | 42.73% (stronger) |
| Problem loans | 0.93% (stronger) | 3.18% |
| Net charge-offs | 0.76% | 0.61% (stronger) |
| Return on assets | -2.11% | -0.04% (stronger) |
| Loans ÷ deposits | 52.0% (stronger) | 91.4% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Our Mother of Mercy Parish Houston Federal Credit Union has the higher TellerScore (72 vs 53). On the 6 directional measures above (where higher or lower is clearly better), Our Mother of Mercy Parish Houston Federal Credit Union leads on 3 and Navarro Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.