TellerScore

Navarro Credit Union (NCUA charter #67407) is based in Corsicana, Texas. Its Q2 2026 call report shows $2.7M in total assets and $1.5M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Navarro Credit Union scores 53/100, which we describe as below average. That is higher than only 12% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 346th. Its strongest component is capital cushion (100/100; 42.73%), and its lowest is loan quality (0/100; 3.18%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 42.73%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.18%
Earnings18/100
Return on assets (annualized): -0.04%
Funding & liquidity69/100
Loans ÷ shares: 91.4% · 0.0% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.77%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 28 points (81 → 53), mostly because the loan quality component weakened by 96 points.

TellerScore
517089Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202488
Q3 202489
Q4 202475
Q1 202559
Q2 202581
Q3 202583
Q4 202577
Q1 202651
Q2 202653
Net worth ratio
7.00%24.86%42.73%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202436.56%
Q3 202438.43%
Q4 202440.16%
Q1 202541.14%
Q2 202541.47%
Q3 202541.71%
Q4 202541.35%
Q1 202642.15%
Q2 202642.73%
Delinquent loans (60+ days)
0.00%1.59%3.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20241.44%
Q1 20252.09%
Q2 20250.13%
Q3 20250.22%
Q4 20250.85%
Q1 20263.04%
Q2 20263.18%
Return on assets
-0.46%0.24%0.94%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.81%
Q3 20240.94%
Q4 20240.75%
Q1 2025-0.46%
Q2 20250.13%
Q3 20250.59%
Q4 20250.47%
Q1 2026-0.27%
Q2 2026-0.04%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202653$2.7M42.73%3.18%-0.04%91.4%
Q1 202651$2.7M42.15%3.04%-0.27%92.9%
Q4 202577$2.8M41.35%0.85%0.47%87.6%
Q3 202583$2.7M41.71%0.22%0.59%85.8%
Q2 202581$2.7M41.47%0.13%0.13%83.6%
Q1 202559$2.7M41.14%2.09%-0.46%80.2%
Q4 202475$2.8M40.16%1.44%0.75%80.3%
Q3 202489$2.9M38.43%0.00%0.94%77.2%
Q2 202488$3.1M36.56%0.00%0.81%73.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio42.73%
98th
Problem loans3.18%
12th
Net charge-offs0.61%
23rd
Return on assets-0.04%
18th
Loans to deposits91.4%
8th
Uninsured deposits0.0%
81st
Loan-loss reserves2.09%
90th
Texas ratio3.8%
37th

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Deposit insurance

Is my money safe at Navarro Credit Union?

Yes. Navarro Credit Union is a federally insured credit union (NCUA charter #67407). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 42.73%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Navarro Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Navarro Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67407
RSSD ID
881197
Primary regulator
State + NCUA
Established
1953
Headquarters
317 W. 3rd Ave. Bldg. B, Corsicana, TX 75110
Employees
2

Quick answers

Navarro Credit Union: common questions

Is Navarro Credit Union NCUA insured?

Yes. Navarro Credit Union is a federally insured credit union (NCUA charter #67407). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Navarro Credit Union's TellerScore?

53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Navarro Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Corsicana

InstitutionScoreAssetsCapitalProblem loansCompare
Ellis County Teachers and Employees Federal Credit UnionCredit union Waxahachie, TX97 out of 100, Very strong$18.5M20.1%0.00%vs
Centex Citizens Credit UnionCredit union Mexia, TX89 out of 100, Very strong$118.9M17.2%0.44%vs
Farmers State BankBank Groesbeck, TX79 out of 100, Strong$196.0M9.4%0.04%vs
Community National Bank & Trust of TexasBank Corsicana, TX76 out of 100, Strong$1.7B10.6%0.09%vs
Harmony BankBank Dallas, TX75 out of 100, Strong$855.3M11.9%0.02%vs
Southside BankBank Tyler, TX75 out of 100, Strong$8.8B11.4%0.19%vs