Side-by-side · Q2 2026 data
Owensboro Federal Credit Union vs Diamond Valley Federal Credit Union
Credit union
Owensboro Federal Credit Union
Owensboro, Kentucky · Under $100 million in assets
Credit union
Diamond Valley Federal Credit Union
Evansville, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Owensboro Federal Credit Union | Diamond Valley Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 78 |
| Capital cushion | 92 (stronger) | 79 |
| Loan quality | 91 (stronger) | 76 |
| Earnings | 62 (stronger) | 53 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 85th | 74th |
| Total assets | $88.3M | $178.8M |
| Deposits / shares | $75.0M | $154.8M |
| Capital ratio | 14.21% (stronger) | 12.93% |
| Problem loans | 0.26% (stronger) | 0.72% |
| Net charge-offs | 0.16% (stronger) | 0.84% |
| Return on assets | 1.05% (stronger) | 0.83% |
| Loans ÷ deposits | 48.2% | 42.1% (stronger) |
| Uninsured deposits | 2.0% (stronger) | 3.2% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.1% |
Owensboro Federal Credit Union has the higher TellerScore (88 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Owensboro Federal Credit Union leads on 6 and Diamond Valley Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.