Side-by-side · Q2 2026 data
Owensboro Federal Credit Union vs Green River Area Federal Credit Union
Credit union
Owensboro Federal Credit Union
Owensboro, Kentucky · Under $100 million in assets
Credit union
Green River Area Federal Credit Union
Owensboro, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Owensboro Federal Credit Union | Green River Area Federal Credit Union |
|---|---|---|
| TellerScore | 88 | 89 (stronger) |
| Capital cushion | 92 | 100 (stronger) |
| Loan quality | 91 (stronger) | 82 |
| Earnings | 62 | 77 (stronger) |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 85th | 87th |
| Total assets | $88.3M | $60.3M |
| Deposits / shares | $75.0M | $47.7M |
| Capital ratio | 14.21% | 20.74% (stronger) |
| Problem loans | 0.26% (stronger) | 0.53% |
| Net charge-offs | 0.16% (stronger) | 0.25% |
| Return on assets | 1.05% | 1.43% (stronger) |
| Loans ÷ deposits | 48.2% (stronger) | 72.2% |
| Uninsured deposits | 2.0% (stronger) | 7.8% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Green River Area Federal Credit Union has the higher TellerScore (89 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Owensboro Federal Credit Union leads on 4 and Green River Area Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.