Side-by-side · Q2 2026 data
Owingsville Banking Company vs Bedford Loan & Deposit Bank
Metric by metric
| Measure | Owingsville Banking Company | Bedford Loan & Deposit Bank |
|---|---|---|
| TellerScore | 67 | 76 (stronger) |
| Capital cushion | 50 | 96 (stronger) |
| Loan quality | 90 (stronger) | 58 |
| Earnings | 44 | 55 (stronger) |
| Funding & liquidity | 76 | 84 (stronger) |
| Problem-loan coverage | 96 (stronger) | 86 |
| Peer percentile | 34th | 64th |
| Total assets | $104.1M | $121.8M |
| Deposits / shares | $92.3M | $103.5M |
| Capital ratio | 10.02% | 14.61% (stronger) |
| Problem loans | 0.29% (stronger) | 1.27% |
| Net charge-offs | 0.00% (stronger) | 0.26% |
| Return on assets | 0.60% | 0.87% (stronger) |
| Loans ÷ deposits | 83.8% | 75.8% (stronger) |
| Uninsured deposits | 12.3% | 12.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bedford Loan & Deposit Bank has the higher TellerScore (76 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Owingsville Banking Company leads on 2 and Bedford Loan & Deposit Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.