Side-by-side · Q2 2026 data
Oxford Bank vs Sovita Credit Union
Metric by metric
| Measure | Oxford Bank | Sovita Credit Union |
|---|---|---|
| TellerScore | 53 | 90 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 25 | 90 (stronger) |
| Earnings | 57 | 64 (stronger) |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 63 | 99 (stronger) |
| Peer percentile | 9th | 95th |
| Total assets | $930.5M | $592.0M |
| Deposits / shares | $782.6M | $501.3M |
| Capital ratio | 11.93% | 16.10% (stronger) |
| Problem loans | 2.26% | 0.31% (stronger) |
| Net charge-offs | -0.06% (stronger) | 0.09% |
| Return on assets | 0.92% | 1.11% (stronger) |
| Loans ÷ deposits | 91.1% | 27.5% (stronger) |
| Uninsured deposits | 27.7% | 5.0% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.7% |
Sovita Credit Union has the higher TellerScore (90 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Oxford Bank leads on 1 and Sovita Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.