Side-by-side · Q2 2026 data
Oxford Federal Credit Union vs Acadia Federal Credit Union
Metric by metric
| Measure | Oxford Federal Credit Union | Acadia Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 61 |
| Loan quality | 84 (stronger) | 63 |
| Earnings | 84 (stronger) | 40 |
| Funding & liquidity | 89 (stronger) | 62 |
| Problem-loan coverage | 96 (stronger) | 82 |
| Peer percentile | 96th | 21st |
| Total assets | $370.2M | $412.8M |
| Deposits / shares | $307.8M | $358.6M |
| Capital ratio | 16.16% (stronger) | 11.08% |
| Problem loans | 0.48% (stronger) | 1.12% |
| Net charge-offs | 0.19% (stronger) | 1.05% |
| Return on assets | 1.61% (stronger) | 0.50% |
| Loans ÷ deposits | 71.6% (stronger) | 97.9% |
| Uninsured deposits | 6.4% (stronger) | 9.0% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.9% |
Oxford Federal Credit Union has the higher TellerScore (91 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Oxford Federal Credit Union leads on 7 and Acadia Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.