Side-by-side · Q2 2026 data
Ozark Bank vs Telcomm Credit Union
Metric by metric
| Measure | Ozark Bank | Telcomm Credit Union |
|---|---|---|
| TellerScore | 55 | 77 (stronger) |
| Capital cushion | 42 | 82 (stronger) |
| Loan quality | 51 | 92 (stronger) |
| Earnings | 65 (stronger) | 41 |
| Funding & liquidity | 58 | 75 (stronger) |
| Problem-loan coverage | 77 | 96 (stronger) |
| Peer percentile | 11th | 71st |
| Total assets | $341.0M | $337.9M |
| Deposits / shares | $283.1M | $286.3M |
| Capital ratio | 9.23% | 13.18% (stronger) |
| Problem loans | 1.47% | 0.25% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.55% |
| Return on assets | 1.12% (stronger) | 0.54% |
| Loans ÷ deposits | 89.7% | 85.6% (stronger) |
| Uninsured deposits | 26.2% | 2.2% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | 22.8% |
Telcomm Credit Union has the higher TellerScore (77 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Ozark Bank leads on 2 and Telcomm Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.