Side-by-side · Q2 2026 data
Ozark Federal Credit Union vs Central Missouri Community Credit Union
Credit union
Central Missouri Community Credit Union
Warrensburg, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Ozark Federal Credit Union | Central Missouri Community Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 60 |
| Capital cushion | 66 (stronger) | 32 |
| Loan quality | 94 (stronger) | 83 |
| Earnings | 89 (stronger) | 37 |
| Funding & liquidity | 69 | 89 (stronger) |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 80th | 21st |
| Total assets | $142.5M | $140.2M |
| Deposits / shares | $124.8M | $129.5M |
| Capital ratio | 11.63% (stronger) | 8.17% |
| Problem loans | 0.18% (stronger) | 0.52% |
| Net charge-offs | 0.14% (stronger) | 0.26% |
| Return on assets | 1.72% (stronger) | 0.42% |
| Loans ÷ deposits | 91.0% | 71.7% (stronger) |
| Uninsured deposits | 3.4% (stronger) | 3.5% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 36.8% |
Ozark Federal Credit Union has the higher TellerScore (81 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Ozark Federal Credit Union leads on 6 and Central Missouri Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.