Side-by-side · Q2 2026 data
Ozona Bank vs Integrity Bank SSB
Metric by metric
| Measure | Ozona Bank | Integrity Bank SSB |
|---|---|---|
| TellerScore | 79 (stronger) | 78 |
| Capital cushion | 73 | 95 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 47 (stronger) | 39 |
| Funding & liquidity | 83 (stronger) | 47 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 75th | 72nd |
| Total assets | $346.1M | $339.6M |
| Deposits / shares | $282.8M | $292.5M |
| Capital ratio | 12.31% | 14.48% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 0.68% (stronger) | 0.47% |
| Loans ÷ deposits | 62.4% (stronger) | 62.8% |
| Uninsured deposits | 28.0% (stronger) | 60.7% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ozona Bank has the higher TellerScore (79 vs 78). On the 6 directional measures above (where higher or lower is clearly better), Ozona Bank leads on 4 and Integrity Bank SSB on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.